Saturday, October 26, 2019
Important Elements of a Written Loan Policy :: essays research papers
Assignment # 4 1)     One of the most important ways a bank can make sure its loans meet regulatory standards and are profitable is by establishing a written loan policy. A loan policy gives loan officers and the bank’s management specific guidelines in making some loan decisions and in shaping the over all portfolios of the bank. The following are the most important elements of a Written Loan Policy;      1.     Statements of Lending: A statement that defines the type of loan, its maturities, quality and the size of loans.      2.     Establish a Lending Authority: It should clearly define who is authorized to a loan      3.     Establish Lines of Responsibility: It is making sure that all the information is reported to its department.      4.     Operating Procedure: There should be appropriate operating procedures for soliciting, reviewing, evaluating, and making decisions on customer loan application.      5.     Required Documents: All the required documents should be obtained for every loan application and must be filed properly.      6.     Lines of Authority: Responsibility for maintaining and reviewing the bank’s credit files should be well defined.      7.     Guidelines: Proper guidelines must be given as to how you can take a loan, evaluate it and perfect a loan.      8.     Policies’ & Procedures: Policies’ & Procedures for establishing interest rates, payments, fees and repayments must be present.      9.     Establish Quality Standards: A statement of quality standards applicable to all loans. That is, if a person does not meet the standards then the loan should be denied.      10.     Establishing Upper Limit to Loans: A statement defining the upper limit to a loan beyond which a loan cannot be allowed      11.     Define its Community: A description of the bank’s principal trade area, which most loans should come from.      12.     Trouble Loan: A discussion of the preferred procedures for detecting, analyzing, and working out problem loan situations.                     For loan to be good three conditions should be fulfilled, ie. First that the borrower should be creditworthy. Which could be known by a detailed study of the following six aspects:      †¢Ã‚     Character: The loan officer must know the purpose of the loan and make sure that the customer will be able to make the repayment of the loan. He should also determine that the borrower has a responsible attitude towards using borrowed funds, is truthful in answering the bank’s questions and willing to make every effort to repay what is owned.      †¢Ã‚     Capacity: The loan officer must make sure the borrower has the authority to request a loan and the legal standing to sign a loan agreement.      †¢Ã‚     Cash: The loan officer should make sure that the borrower has a stable stream of income and the ability to repay the loan.
Thursday, October 24, 2019
Uniform Essay
Uniform Essay Although many people may not agree with me or perhaps call me a loser and a nerd I do believe that uniforms should be made mandatory in school and this is of course for plenty of well supported reasons. First off even if you don’t notice it right away uniforms will help you prepare for the future. Also much money is saved and finally much time is saved and much hassle is avoided. First, one of the main reasons I support uniforms is because they are a greatly underappreciated form of success. Have you ever noticed that most stores that you go to the employees are in uniform? This of course is mandatory and if they fail to dress out they will not be allowed to work or in worse case scenarios be fired. Many students against uniforms might argue that you should be able to show that you are unique but really what do you think is going to happen if you go to your job dressed up in whatever clothes you want even though there is a dress code? Many students don’t notice or perhaps don’t want to believe that uniforms are helpful in anyway but let’s be honest, they are. As previously stated, money is an issue to many people and even if it is not who does not want to save some? With uniforms being mandatory at schools parents only have to go to the uniform store and buy a couple of pairs for their children while if there is no dress code you have to buy expensive clothing and spend time in multiple stores looking for it. Many will argue and say how is having a uniform pairs of clothing and a going out pairs of clothing saving us money and the answer to that is simple, uniforms are cheap and are created with a great deal of resilience which means they will last a very long time and much money will not be spent them. Also in response to the previous argument wearing non uniform clothing to school requires more and more clothes to be bought when something gets â€Å"out of style†or outdated and that in the long run is defiantly more expensive. Last but not least, if you are a person like me who gets to school right before the late bell rings you don’t need another excuse to take longer getting dressed out. Not having a uniform at your school may seem great and all but have you ever thought about how much time you spend looking for what you are going to wear? Students might argue that no uniforms will give them an incentive to wake up for school but in reality it is giving them an incentive to be late to school. I use to go to a middle school with no uniform policy and it was such a hassle for me and I’m sure t is for many other people too, I would have to wake up earlier look for the clothes I wanted to wear and about 90% of the time get to school late. In conclusion, I do believe uniforms should be made mandatory in school but more than likely that is not going to happen due to all the complaints and arguments about them. It truly is tragic that people don’t see what is good for them until it is too l ate. Uniforms allow money and time to be saved and better yet they prepare you for the future, what else could you ask for from clothing?
Wednesday, October 23, 2019
Emotional Intelligence And Employees Performances In Malaysia Education Essay
This research relates to emotional intelligence of the employees in commercial Bankss in Malaysia. Employees need emotional intelligence in working environment. It is of import for the commercial Bankss to maintain their employees working to their full potency. An employee must hold emotional intelligence in order to be able to understand and manage his ain and other people ‘s emotions, actuate oneself and command irresistible impulse, and efficaciously pull off interpersonal relationships in the working environment ( Goleman, 1998 ) . Daniel Goleman, the adult male most associated with popularising Emotional Intelligence, defines Emotional Intelligence harmonizing to five features. In his article â€Å" What Makes a Leader? †( Harvard Business Review, Nov.-Dec. 1998 ) , he presents a chart that describes Emotional Intelligence as: Self-awareness, Self-regulation, Self-motivation, Empathy and Social-skill. Every one of us has different personalities, wants and demands, and ways of demoing our emotions. We need to manage them good if we wish to win in life. This is where emotional intelligence becomes of import. We use emotional intelligence to analyse our emotions, understand what they are stating us, and recognize how they will impact others. Besides that, motional intelligence besides involves our perceptual experience of people around us: when we understand how they feel, this allows us to pull off relationships more efficaciously. Peoples will be able to win in most things they do if they possess high emotional intelligence in them. Why? Because they are what others need in this society. When an electronic mail is sent by people with high emotional intelligence, it will be able to acquire answered rapidly. They will be able to acquire helps whenever and wherever they need it as people who have high emotional intelligence tend to do others experience good and their lives are much more restful than people who get upset easy.1.2 BACKGROUND OF THE STUDYIn the commercial Bankss, employees ‘ emotional intelligence has become an of import factor to the success of today ‘s banking organisations in Malaysia. The success of any organisations in banking sectors has become dependent upon the effectivity of its direction, coupled with the effectivity of direction to maintain employees ‘ emotional intelligence at high degree and heighten their public presentations. Corporate leaders are one entity that giv es surety to concern success, and the work force is another entity that assists concerns. Harmonizing to Steward ( 2009 ) , she indicated that directors in banking sectors should to maintain the employees ‘ emotional intelligence at high degrees in organisations as that can guarantee that the undertakings are completed in a timely manner to advance profitableness and satisfy stockholder involvements. A successful bank is really dependent on the direction and leading accomplishments of the effectual director and his or her apprehension of importance of emotional intelligence, as they apply to generationally diverse subsidiaries ( Steward, 2009 ) . Employees ‘ emotional intelligence is really of import as it link to the success of a company. Harmonizing to Kim ( 2004 ) , in her survey she examined the importance of how Bankss depend on their employees for the ultimate success. Emotional intelligence influences productiveness ( Kim, 2004 ) . A banking organisation need to understand what maintain employees ‘ emotional intelligence at high degrees in order for them to make peak public presentation. It is non an easy undertaking to maintain employees ‘ emotional intelligence at high degrees because employees respond in different ways to their occupations and their organisation ‘s patterns. Emotional intelligence is able to travel a individual toward a end. Harmonizing to Goleman ( 1997 ) , the research in emotional intelligence gives us new penetrations into human behaviour which frequently seem self-contradictory. For illustration, the research indicates that IQ histories for 4 per centum to 25 per centum of a individual ‘s success. The staying 96 per centum to 75 per centum depends on a individual ‘s ability to comprehend, place and pull off emotion. Bettering this ability provides the footing for the sorts of societal and emotional competences that are indispensable for success in any occupation or disputing undertaking in life. This disclosure is about flooring to corporate America, which puts such high value on graduate school and other formal instruction that focuses on the cognitive facets of intelligence ( Laurens & A ; Budinich, 2006 ) . Frontline bank people, for illustration, face composite and demanding issues such as: fierce competition, presenting client service, gross revenues public presentation, conformity and a host of others. Developing the needed emotional competences, such as common trust, regard, empathy and cultivating interpersonal accomplishments to manage these issues is of import. Equally of import is the ability to efficaciously supervise their ain and others ‘ feelings and emotions, know aparting among them and utilizing that information to steer their thought and action. Laurens et Al. ( 2006 ) indicated in their survey that emotional competences and emotional intelligence are non taught in colleges and universities and do n't come of course to most companies who are submerged in analytical thought.The Domains of Emotional Intelligence ( Goleman, 1998 )Daniel Goleman ‘s five features of emotional intelligence theoretical account are shown above. The term emotional intelligence is link ed with the constructs of self-awareness, self-regulation, motive, empathy, and societal accomplishments. Self-awareness is the ability to acknowledge and understand personal tempers and emotions. Self-regulation is the ability to command or airt riotous urges and tempers and the leaning to suspend judgement and believe before moving. Motivation is a passion to work for grounds that go beyond money and position. Empathy is the ability to understand the emotional make up of other people, a accomplishment that may be used in handling people harmonizing to their emotional reactions. Social accomplishments frequently guarantee proficiency in pull offing relationships and edifice webs and heighten an ability to happen common land and construct resonance with others. These footings are defined by Goleman in his book, Working with Emotional Intelligence ( 1998 ) .PROBLEM STATEMENTA job many commercial Bankss have today is that they ne'er put and treat emotional intelligence as an of import accomplishment in their working environment. Due to retention jobs, commercial Bankss have been invariably accruing the cost of turn outing developing for new employees. There are plentifulness of human resources sections do non understand how emotional intelligence is. Harmonizing to Fleming ( 2000 ) , emotional intelligence of many employees or the occupation appliers of Bankss are non realized of how to be assessed by directors. There are many people that non holding any cognition or the different traits create the term emotional intelligence. Harmonizing to Miller ( 1999 ) , self awareness, self-regulation, motive, empathy and societal accomplishments are the constituents of Emotional Quotient and qualities of an all-rounded individual. Therefore, Bankss can happen people who largely likely would suit good in their working environment if they recruit professionals to assist them in mensurating the emotional intelligence of the occupation appliers. Besides that, it has been hard to acquire top direction to hold that they need to implement new recruiting tools in their employee hunts. Peoples might believe that it is excessively illogic for top direction to concentrate on the bottom line, but emotional intelligence is progressively being considered as a cherished people skill that defines the top-performers from mean employees ( Beagrie, 2004 ) . In order for employees to be successful in the commercial Bankss, direction staffs must larn and understand they need to look beyond a sketch. In add-on, there is more fluctuation in emotional intelligence than there is in Intelligence Quotient among the top direction people and the professionals. There is a really large difference between those at the high and low terminals of the emotional intelligence graduated table, and being at the top has major competitory advantage. Therefore, accomplishments related to emotional intelligence affair even more for success in workplace ( Goleman, 1998 ) . Normally employees who perform good and outshine in commercial Bankss are those who normally possess high emotional intelligence. However, it does non intend that a individual is the smartest or the finest in the commercial bank but it means that they are able to supply their best accomplishments to the remainder of the commercial bank and at the same clip understanding what else they need to work on. Harmonizing to Goleman ( 1998 ) , employees who perform good have bounds on their abilities excessively, but they know how to better them by working with person else that has strength that they do non hold as they are cognizant of their bounds.JUSTIFICATION OF STUDYHarmonizing to Goleman ( 1998 ) and Bar-On ( 2002 ) , emotional intelligence comprises of self-awareness, self-regulation, motive, empathy, societal accomplishments, adaptability and stress direction. These are the accomplishments that are of import to a success of a individual in an organisation. In add-on, harmonizing to Smewing ( 2004 ) , emotional intelligence is non a journey with a clear way, non one that should be embarked upon lightly. Emotional intelligence is a accomplishment which we can larn and better. It does non vouch that a individual will hold learned the emotional competences that affair for work if he or she possesses high emotional intelligence. It means merely that they have outstanding potency to larn them ( Goleman, 1998 ) . Therefore, organisations must supply preparation and development of emotional intelligence earnestly for it to be effectual. Besides that, direction demands to cognize how of import emotional intelligence accomplishments are as they can be developed and so convey benefit to their organisation. Management have been unwillingly seting money for developing employees on emotional intelligence because it takes a long clip for them to hold any consequences. While an organisation is seeking to enroll new employees with high emotional intelligence, it is of import for them to develop those current employees excessively as the whole civilization of a workplace could be shaped. Harmonizing to Laabs ( 1999 ) , he indicated that emotional competencies development needs old wonts of idea, feeling and action that are profoundly ingrained to be unlearned and new 1s to be learned by scholars. This requires motive, attempt, clip, aid and permanent pattern.RESEARCH QUESTIONSIn conformity with the intent of the survey, and based on the job statement, the undermentioned inquiries have been formulated: Is there any relationship between emotional intelligence affects employees ‘ public presentations in commercial Bankss in Malaysia? Does emotional intelligence affects employees ‘ public presentations in commercial Bankss in Malaysia? How emotional intelligence affects employees ‘ public presentations in commercial Bankss in Malaysia. Is there any correlativity between emotional intelligence and employees ‘ public presentations in commercial Bankss in Malaysia?Research OBJECTIVESThe intent of this research is to analyze the determiners of the emotional intelligence on employees ‘ public presentations in commercial Bankss, where the research population chiefly focuses on work forces and adult females who are the employees working in the Bankss. The aims of the research are stated as below: 1: To analyze if there is a relationship between emotional intelligence and employees ‘ public presentations in commercial Bankss in Malaysia. 2: To analyze if emotional intelligence affects employees ‘ public presentations in commercial Bankss in Malaysia. 3: To analyze how emotional intelligence affects employees ‘ public presentations in commercial Bankss in Malaysia. 4: To analyze if there is any correlativity between emotional intelligence and employees ‘ public presentations in commercial Bankss in Malaysia.Significance OF THE STUDYThis survey will assist commercial Bankss to understand the important function emotional intelligence dramas in their Bankss. It will demo that Emotional Quotient is every bit of import with Intelligence Quotient in the workplace. By utilizing emotional intelligence appraisal tools, they would let human resource sections to hold information to endorse up their sentiments and thoughts that are based on logical thought for utilizing emotional intelligence when looking for new employees. Commercial Bankss can foreground the leaders within the workplace and can understand how they contribute to the organisational environment. Besides that, this paper will besides give the commercial Bankss thoughts about the importance and effects of high degrees of emotional intelligence in the current employees. This survey will demo how people with different degrees of emotional intelligence can act upon their public presentations in the commercial Bankss. The survey will besides give directors of the commercial Bankss thoughts about who they should enroll. Grades are an of import thing to look at in freshly graduated pupils, their emotional intelligence abilities should besides be evaluated during the hiring procedure. Too many fantastic alumnuss are overlooked because their classs were non converting but they were involved in a figure of excess school activities that besides took up some of their survey clip to assist profit their school environment. It is of import to observe that the current manner that many organisations hire their employees is flawed and needs betterment. Enrolling for employees with high degrees of emotional intelligence should go an recognized pattern in commercial Bankss because making so would assist in the development of new leading within those commercial Bankss. This would bring forth happy employees and higher keeping rates. Emotional intelligence consciousness and action taken in commercial Bankss would profit them greatly over clip.BRIEF RESEARCH METHODOLOGYResearch Methodology presents the overview of the research methods that will be carried out in the Chapter 4 in deepness. It sets forth a description of theoretical model, hypotheses development, trying design, informations aggregation, every bit good as account of the processs for analysing informations, which refers to data analysis. The independent and dependent variables are shown below. Independent VariablesSelf-awarenessEmployees ‘ Performances in Commercial BanksSelf-regulationSelf-motivationEmpathySocial-skillAdaptabilityStress ManagementDependent Variable The development of questionnaires and measurings are largely in Likert graduated table and Itemized evaluation graduated table. Sampling program is based on 200 respondents of those employees working in commercial Bankss. Data aggregation techniques is based on ego administered and web enable study instrument. Data analysis techniques which include descriptive analysis and correlativity analysis are besides being discussed in that chapter of surveies.DEFINITION OF TERMSFor the intent of uniformity and lucidity, the undermentioned footings are defined in relation to their usage in the survey. Understanding the nomenclature is of import to better understanding the information that follows. Emotional Intelligence: â€Å" The ability, capacity, accomplishment, or self-perceived ability to place, buttocks, and pull off the emotions of one ‘s ego, of others, and of groups †( Goleman, 1998 ) . Self-awareness: â€Å" The ability to acknowledge and understand your tempers, emotions, and thrusts, every bit good as their consequence on others †( Goleman, 1998 ) . Self-regulation: â€Å" The ability to command or airt riotous urges and tempers and the leaning to suspend opinion – to believe before moving †( Goleman, 1998 ) . Self-motivation: â€Å" A passion to work for grounds that go beyond money or position and a leaning to prosecute ends with energy and continuity †( Goleman, 1998 ) . Empathy: â€Å" The ability to understand the emotional make-up of other people and skill in handling people harmonizing to their emotional reactions †( Goleman, 1998 ) . Social-skill: â€Å" Proficiency in pull offing relationship and edifice webs and an ability to happen common land and construct resonance †( Goleman, 1998 ) .Adaptability: â€Å"Stress Management: â€Å"ORGANIZATION OF THE STUDYThis undertaking has been arranged steadily. I have organized the information of this undertaking decently and as it has been requested so that readers will be able to construe the findings clearly.Chapter 1: IntroductionThis chapter states a brief debut of emotional intelligence. This subdivision is composed of background of the survey, job statement, research aims, and research inquiries, significance of survey and the definition of footings. These subdivisions are discussed in inside informations which would procure a brief preliminary apprehension sing the research subject.Chapter 2: Literature ReappraisalThis chapter carries out the extended literature reviews that stress on the survey of the determiners of Emotional Intelligence to reexamine t he related surveies. Apart from that, past researches which are closely related to the research subject will be discussed exhaustively.Chapter 3: Research MethodologyIn this chapter, a further inside informations and methodological analysis of this undertaking will be clarified. Hypothesiss will be developed based on the independent and dependent variables. In this instance, the dependant variable is the employees ‘ public presentations while the independent variables are Self-awareness, Self-regulation, Self-motivation, Empathy and Social-skill. Data aggregation method and research design are bound to be discussed in this chapter every bit good. Besides, informations analysis techniques will be discussed in this chapter along with subdivisions addressed before this subdivision.Chapter 4: Datas AnalysisThis chapter will go on with the information analysis. This is where will be goodness of step ; that is the questionnaire is valid or non to the hypotheses proving and will reas on it in a sum-up.Chapter 5: DiscussionThe last chapter will be the treatment and recommendation. This is where the decision and sum-up of what have been discussed in the earlier chapters. There will be parts included in this concluding chapter such as deduction of the survey, restriction of the survey and suggestion for future research. Flowed by overall decision from what has been happening in this undertaking.
Tuesday, October 22, 2019
Black Daeth essays
Black Daeth essays The Black Death was a plague that carried a disease that ravaged its way through the world, eventually causing economic, political, and cultural disruptions. It came like a murderer in the night, when no one was expecting it. This mysterious disease first attacked the people living near the Black Sea in what is now called Southern Ukraine. It came without mercy, like a warrior coming for revenge. It struck, and within days hundreds of people fell ill. The first symptoms were severe headaches and redness of the eyes. These were followed by inflammations of the tongue, hoarseness and a hacking cough. Then came severe intestinal upsets, including vomiting and acute diarrhea. Temperatures rose, and at the fevers height the body broke out with reddish spots. By the third day, the lymph nodes in the sufferers'' groins, neck, and occasionally the armpits began to swell. Eventually the swelling would increase from the size of a hazelnut to the size of walnut, then to the size of a hen's egg. The swelling would bulge out making it easily visible; its blackish color giving the disease its name: The Black Death. The swellings would continue to get bigger and extremely painful causing the victim to vomit blood. Eventually the swelling would burst, and the victim would die soon after. The whole process, starting from the first symptoms to the final expiration would last as little as 3 days to as long as 9 days. It was a terrible and excruciating disease that was given the title of the Bubonic Plague, a medical term. The swelling that the victims received became known as buboes, the Greek word for groin, boubon. Therefore giving the disease its official name: the Bubonic Plague. There were three forms of the plague: Bubonic, Septicaemic, and pneumonic. The Bubonic plague was the main disease that tormented the people of the Black Sea region, but there was another dise...
Monday, October 21, 2019
Middle Ages essays
Middle Ages essays At the beginning of the Middle Ages, most trade was in expensive goods, but soon there was trade in all items, even like food. There was trade between countries for things like spices as well as local trade. Towns grew around the local markets. Markets were very different in the middle ages than our marketplaces. Crossing roads often became marketplaces. People selling things had to set up tents. A lot of people came to the marketplace to shop. The people even sang songs that told how busy marketplaces could be. The peasants sold crops and livestock. The artisans sold their art. Going to a marketplace was like going to a carnival or fair. Some towns became rich because their people specialized in a certain type of thing. A guild was a group of people with a common interest. People formed religious and social guilds. The most important guild was a group of merchants and craft workers. One reason that merchant guilds were organized was for greater security against attack as they traveled. Craft guilds were bakers, brewers, goldsmiths, tailors, weavers and other craft workers. To protect their members, they established rules much like the rules of the merchant. guilds. There were different levels of craft workers. A journeyman went through training. He was a skilled worker who got paid. He couldn't open a shop because he wasn't a guild member. He had to work for a master for three years. The final year he had to make a masterpiece to become a member of the guild. An apprentice is someone who went to live with a skilled person who would teach the apprentice everything he would need to know to become good at whatever he was studying. The apprentice was kind of like an assistant to his master. He would watch his master to learn how to do his master's craft. Apprentices did not get paid. One of the biggest things that affected life was silk. They did not have silk they only had wool. So silk was a big advancement for them especiall...
Sunday, October 20, 2019
BookBaby Review Read This First (+ Promo Codes!)
BookBaby Review Read This First (+ Promo Codes!) BookBaby Review: Read This First (Plus Promo Codes!) If you’re planning to self-publish a book, you probably already know all the biggest names in the game: KDP, IngramSpark, Lulu, and of course, BookBaby. You can read about the pros and cons of each of these companies in the posts linked above, but this review will focus exclusively on the latter. We’ll first cover what BookBaby is and how to use it, then lead into the relative merits - and potential stumbling blocks - of using it to self-publish your book. BookBaby review: what you need to know in 2019 What is BookBaby?BookBaby is a platform for self-publishing authors that includes editing, design, and marketing services, as well as distribution packages for both ebooks and print books. Over the past couple years, it’s become one of the most high-profile print-on-demand (POD) companies for authors, and continues to be a popular choice in 2019.Five fast facts about BookBaby:Founded in 2011 in Portland, Oregon â˜â€President and CEO is Steven Spatz, who’s written two books on publishing ðŸ“â€"Approximately 8,000 users in 2018 (though not all have published a book) 👠ªDistributes through Amazon, Kobo, Apple Books, Barnes Noble, and other major retailers in over 170 countries ðŸÅ'ŽHosts an annual Independent Authors Conference in Philadelphia, with workshops and panels from industry experts âÅ" Packages and servicesBookBaby offers a number of packages and individual services for self-publishing authors. We’ll break down the main ones for you here , but you can check out the full list on their website.â€Å"The Complete Self-Publishing Package†- $1,699BookBaby’s most popular package, according to the site. The Complete Self-Publishing Package includes cover design and formatting, ebook conversion, 25 print books, an ISBN number, worldwide distribution, a professional Facebook ad campaign, and a listing in the BookBaby online store (which allows you to sell directly to readers). Note that editing services are not included, however - nor any kind of discount if you wish to print more than 25 books, which is a serious drawback for authors printing in bulk.Printed Book Distribution - $299 + cost of bulk printing orderAlready have your manuscript and cover prepared? Then you’ll want to go with the printed book distribution package, which uses BookBaby’s POD service. This allows you to choose from various aesthetic options, order high-quality print copies, and sell your book all over the world.But ke ep in mind that the $299 charge is on top of your actual print order. For reference, 100 copies of a 300-page book will set you back $861 (and that’s without shipping!). Add the POD fee and your total comes to $1,160 for this particular package.So what does that $299 fetch you? The answer is distribution: again, BookBaby has an extensive distribution network, which includes every major retailer in the world. That said, you can get more bang for your buck from other POD services - like IngramSpark, which cuts out the distribution â€Å"middleman†that makes other platforms' fee so high. Basically, if you want to sell a large quantity of books, make sure you know your options.Ebook Conversion and Distribution - $249Alternatively, if you don’t want to print any books, you can opt for the ebook conversion and distribution package instead. Though BookBaby plays up its file conversion service and quality checks by â€Å"content conversion specialists,†youâ⠂¬â„¢re mainly paying for the distribution once again: as with the print package, your ebook will be sold in 60+ stores in over 170 countries.Copy and Line Editing - $7-10 per pageNow let’s talk individual services. For copy editing, BookBaby charges $7/page, while line editing is $10/page. Putting that in perspective, a copy edit for a 300-page book would be $2,100, and a line edit would be $3,000 - slightly higher than the average Reedsy estimates. Their site does promise rapid turnaround times at these prices: 8-10 business days for a full line edit, and just 6-8 days for a line edit. However, keep in mind that speed doesn’t necessarily beget quality, especially when it comes to editing.Book Cover Design - $399-549BookBaby also touts its cover design services, which come in two modes: â€Å"Basic†and â€Å"Deluxe.†The Basic design package costs $399 and includes, well, a basic cover design - a single, central image with fairly standard text. The Deluxe package, on the other hand, involves more sophisticated imagery and text for the higher price of $549. You can see the difference between the Basic and Deluxe options in the images below. So what’s the bottom line?BookBaby is a good option for authors who: Want an easy-to-use interface and a bit of hand-holding through the process;Don’t mind paying a high price for bulk orders + distribution; and/orOnly want to print a small quantity of books.BookBaby is not a good option for authors who:Plan to print and distribute more than 25 books;Want to self-publish and distribute an ebook; and/orRequire additional services such as editing, typesetting, marketing, etc. - you can find a better deal elsewhere.BookBaby promo codesBookBaby might be tough on your wallet, but if you’re sold on their POD service, then you’re in luck! Here are two promo codes you can use to save on bulk orders, PLUS a coupon for free shipping. However you choose to publish, we hope the final product looks fantastic. 💠¯Enter the code SAVE100 at checkout to save $100 on 100 books or more.Enter the code PUBLISH100 at checkout to save $500 on 500 books or more.Finally, enter the code FREESHIPBB for free shipping on 25 books or more.Got any more questions about BookBaby? Feel free to leave them in the comments!
Saturday, October 19, 2019
Self-Actualisation is Impossible Within Today's Organizational Essay
Self-Actualisation is Impossible Within Today's Organizational Settings - Essay Example An individual employee would be motivated to take action if nothing hinders the emergence of high-level needs. Maslow’s hierarchy needs was designed according to U.S. cultural values. According to organizational behaviourists, organizations which endeavour to accomplish the needs of their personnel, attract the best workforce and consequently motivate the workers to perform excellently. The organization can use the wages, the work environment, and the people around the workplace to motivate the employees to work harder and achieve certain goals (Schreuder & Coetzee 2010). When organizations meet the low- order needs of the personnel, the workers will struggle for self-actualization, working to become the best they can be. The employees will thus deliver at their optimal level of creativity, turning into exceptionally valuable assets to the company. The contemporary organizations have therefore; put in place measures and strategies to enable the workers to self-actualize by acc omplishing the low-order needs of the employees. Nevertheless, some organizational behaviourists argue that it is impossible to satisfy several high-order needs in organizational settings (Hodson 2001). Eventually, the concept of self-actualization is difficult or impossible to achieve effectively in organizational settings. This paper will discuss whether it is possible for an organisation to realize self-actualisation for its individual employees. The paper presents an argument for and against self-actualisation within today’s organizational settings using illustrations from the contemporary organizational contexts. The possibility of self-actualisation within organizational context Self-actualisation is possible in high-level management than low level management because top managers are better equipped to meet their self-actualization and esteem needs. This is because the backdrop of challenging jobs and opportunities at organisational levels motivates self-actualisation n eeds. Working in teams increases employees’ abilities to satisfy their self-actualisation needs. This is because teamwork gives the employees the incentive to participate in decision making which impact on both the team and the organisation’s performance. Some employees are among group of employees trained by organisations to carry out multiple job tasks that may include hiring and training subordinates, and even terminating employment based on failure to perform satisfactorily. Self-actualisation and esteem needs begin to get satisfied when employees get to learn different tasks. Employees who are less empowered or have little control over their job tasks may feel no need for self-actualisation with regard to their job tasks. Empirical evidence shows that the satisfaction of self-actualisation needs varies according to employee’s job tasks, age, background, and the size of the company (Hellriegel & Slocum 2007). Dorer and Mahoney (2006) observe that organisatio ns could increase their productivity by increasing the individual performance of each employee and by optimisation of untapped potential inherent in employees. A full operational employee is actively involved in the development and utilisation of all his/her
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